Individuals have the power for you to dispute credit report. In order to get accurate decisions, you need to be sure that every thing on your credit history is correct. Chances are you will find inaccuracies, and also the only way of getting them eliminated is to challenge your credit report. 

Dispute credit report - first step: Write a letter towards the bureaus declaring what info you believe is inaccurate. You will want to include a description of what's inaccurate and request the action yo...